# CNS

> CNS product documentation. The Loan Origination System (LOS) lives here, with room for every Compuzign product that follows.

## Docs

- [Invite staff and assign roles](https://docs.compuzign.com/access/inviting-team-members.md): Invite Credit Officers, Adjudicators, and other staff to your workspace and assign them the right roles for their department.
- [Set up multi-factor authentication](https://docs.compuzign.com/access/mfa.md): Enable TOTP-based two-factor authentication on your account to protect access to sensitive loan and member data.
- [Roles and permissions for credit union staff](https://docs.compuzign.com/access/roles-and-permissions.md): Understand the built-in roles, what each role can do, which department they belong to, and how permissions are assigned per credit union.
- [Sign in and access your credit union](https://docs.compuzign.com/access/signing-in.md): Sign in to the Loan Origination System, navigate to your credit union workspace, switch between workspaces, and recover your account.
- [Notification preferences](https://docs.compuzign.com/account/notification-preferences.md): Control which email alerts you receive from the Notifications page in your profile. Preferences are per-user and apply across every workspace you belong to.
- [Your profile and account settings](https://docs.compuzign.com/account/your-profile.md): Manage your avatar, view your account details, change your password, and control multi-factor authentication from the Profile area.
- [Analytics and reporting dashboards](https://docs.compuzign.com/admin/analytics-dashboards.md): Monitor production volume, cycle time, credit quality, operations, and member health across your credit union, with branch-scoped views and CSV export.
- [Identity verification health](https://docs.compuzign.com/admin/identity-verification-health.md): Check which identity verification providers are wired for your deployment and run a fixture check to confirm they respond.
- [Create and manage loan products](https://docs.compuzign.com/admin/loan-products.md): Create, edit, and archive the loan products your credit union offers, including code, loan type, rate source, and amount and term limits.
- [Managing loan types](https://docs.compuzign.com/admin/loan-types.md): Create, edit, archive, and restore the named loan types your credit union offers, each bound to one of four security bases.
- [Manage loan interest rate tables](https://docs.compuzign.com/admin/rate-tables.md): View and update loan interest rate tables, schedule future rate changes, and understand the four rate formula types.
- [Workspace configuration](https://docs.compuzign.com/admin/workspace-configuration.md): Set workspace-wide operational settings such as GCT rate, audit retention, dual-control thresholds, AML screening, and auto-disbursement defaults.
- [Workspace setup](https://docs.compuzign.com/admin/workspace-setup.md): Configure your workspace branding, manage branches, and understand what is fixed at onboarding and what you can change later.
- [View and search the audit trail for your credit union](https://docs.compuzign.com/compliance/audit-trail.md): The platform keeps an immutable, hash-chained audit trail of every action in your credit union workspace. Search it by actor, resource, action, or time range.
- [Generate a compliance export bundle for regulatory review](https://docs.compuzign.com/compliance/compliance-export.md): Generate a cryptographically-verified compliance export bundle for BoJ examiners or auditors. It is a self-contained ZIP archive that verifies offline.
- [Data security and privacy for credit unions](https://docs.compuzign.com/compliance/data-security.md): How the platform protects member data: workspace isolation, AES-256-GCM encryption, PII redaction, and role-based access controls.
- [The four disbursement controls](https://docs.compuzign.com/disbursement/controls.md): The four controls that wrap fund release: maker-checker dual control, AML and sanctions screening, per-officer limits, and optional auto-disbursement.
- [Fees, deductions, and GCT](https://docs.compuzign.com/disbursement/fees-and-gct.md): How fee, tax, and deduction lines reduce the gross loan amount to the net the member receives, how GCT is applied, and what an officer can add, edit, or waive.
- [Payment methods and bank routing](https://docs.compuzign.com/disbursement/payment-methods.md): The six payment rails a disbursement payee can use, the routing fields each one needs, and the Bank of Jamaica rule that pushes large transfers onto RTGS.
- [Saved payees and loan payoff](https://docs.compuzign.com/disbursement/saved-payees.md): The per-workspace saved-payee directory for attorneys, dealers, insurers, and government offices, and how a lender-payoff payee settles an existing loan elsewhere.
- [Settlement lifecycle and reversals](https://docs.compuzign.com/disbursement/settlement.md): How a released disbursement moves through its settlement states on the payment rail, and how a claw-back reversal works.
- [Loan Origination System for credit unions](https://docs.compuzign.com/introduction.md): Take a loan from application capture through adjudication, securities, disbursement, and filing, with every action on the record.
- [Key concepts and terminology](https://docs.compuzign.com/key-concepts.md): Workspaces, roles, loan applications, loan types, risk bands, KYC status, the audit trail, and compliance exports, defined once.
- [How to create and submit a loan application](https://docs.compuzign.com/loans/creating-an-application.md): Step-by-step guide to creating a loan application draft, filling in all required sections, and submitting it for adjudication.
- [Generate and download the loan agreement PDF](https://docs.compuzign.com/loans/loan-agreements.md): The platform generates a loan agreement PDF after approval. A loan must have a generated agreement before it can be disbursed, and regenerating supersedes the prior version.
- [Claim and assign loans to an owner](https://docs.compuzign.com/loans/loan-assignment.md): Give a loan an owner so it leaves the team queue. Staff claim unassigned loans for themselves, and supervisors assign or reassign loans to a specific person.
- [The four loan types](https://docs.compuzign.com/loans/loan-types.md): The platform supports four loan types for credit unions: Unsecured, Cash-Secured, Auto, and Mortgage. Learn the requirements and form sections for each type.
- [How a loan moves from application to disbursement](https://docs.compuzign.com/loans/overview.md): The Loan Origination System manages the full loan lifecycle, from draft application through adjudication, collateral review, and disbursement, with a complete audit trail.
- [Loan application workflow states and transitions](https://docs.compuzign.com/loans/workflow-states.md): Understand every status a loan application can have, from DRAFT through FILED, and which department is responsible at each stage.
- [Import members in bulk from a CSV file](https://docs.compuzign.com/members/bulk-import.md): Upload a CSV of member records, preview and validate every row, then commit the valid rows to create members in one batch.
- [Create and manage credit union member profiles](https://docs.compuzign.com/members/creating-members.md): Create a member profile, fill in required fields, update member details, and manage member status in your workspace.
- [Upload and manage member documents](https://docs.compuzign.com/members/documents.md): Upload identity and supporting documents to a member's profile, including accepted file types, size limits, and document categories.
- [KYC identity verification for credit union members](https://docs.compuzign.com/members/kyc-verification.md): Submit a member for KYC identity verification, understand the verification statuses, and handle manual review cases.
- [Member management overview](https://docs.compuzign.com/members/overview.md): The member directory stores borrower profiles, tracks KYC status, and links members to their loan applications throughout origination.
- [Originate your first loan](https://docs.compuzign.com/quickstart.md): Sign in, verify a member, create a loan application, submit it for adjudication, and track it through the workflow.
- [Review and decide on loan applications in Adjudication](https://docs.compuzign.com/workflows/adjudication.md): Work the Adjudication queue. Claim applications, review risk scores and loan details, then approve, decline, or request more information.
- [Release approved loan funds in Disbursement](https://docs.compuzign.com/workflows/disbursement.md): Enter payee details, verify fees, and execute funds release for approved loans. An overview of the Disbursement queue and its detail topics.
- [Email notifications for loan workflow events](https://docs.compuzign.com/workflows/notifications.md): The platform sends email at major loan lifecycle events. Learn which events trigger emails, who receives them, and how routing works.
- [Review collateral and manage security requests](https://docs.compuzign.com/workflows/securities.md): Review collateral documents, raise security requests, and clear approved loans for disbursement.